Banking & Finance
Expert guidance in cross-border financing for domestic and multinational corporations
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D.L.&F. De Saram is a trusted legal partner for banks, financial institutions, and corporate borrowers. We deliver expert guidance across the full spectrum of financial transactions, combining deep regulatory knowledge with commercial insight into banking regulations in Sri Lanka.
Recognised as a leading Sri Lankan law firm in finance and financial services law, D.L.&F. De Saram brings decades of experience advising global financial institutions and corporations. Our lawyers have proven expertise in managing both cross-border transactions and local compliance, making us a reliable partner for clients navigating Sri Lanka’s highly regulated financial sector.
With a forward-thinking approach, we combine legal rigour with practical banking compliance and governance, ensuring that financial transactions are both legally sound and commercially viable.
Our Expertise in Banking & Finance Law
Our team advises clients on complex and high-value financial matters, including:
- Project finance, syndicated loans and corporate borrowing
- Trade finance and debt restructuring in Sri Lanka
- Islamic finance and Sharia-compliant transactions
- Fintech and digital banking innovation
- Cross-border financing
- Sri Lanka’s exchange control laws and regulatory banking framework
We specialise in bridging the gap between strict banking regulations in Sri Lanka and business objectives, ensuring transactions are both legally sound and commercially viable.
Comprehensive Services for Financial Institutions & Corporates
We provide end-to-end financial institutional legal services tailored to the diverse needs of clients operating in a tightly regulated sector. Our services include:
- Structuring and negotiating loan and credit agreements
- Drafting and reviewing complex documentation
- Advising on compliance with banking regulations in Sri Lanka and exchange controls
- Supporting financial institutions in debt restructuring in Sri Lanka and recovery processes
- Advising on emerging opportunities in digital banking and fintech
- Providing strategic input for both domestic and international transactions
FAQs
What legal framework governs banking and finance in Sri Lanka?
Banking and finance in Sri Lanka are governed by a robust regulatory banking framework, including the Banking Act, Financial Institutions Act, and exchange control laws.
Can foreign entities obtain financing in Sri Lanka?
Yes, foreign entities can secure financing in Sri Lanka, subject to regulatory approvals and compliance with exchange control regulations under financial services’ laws.
How is Islamic finance regulated in Sri Lanka?
Islamic finance products are structured in line with Sharia principles, while also meeting the requirements of Sri Lankan financial laws, banking compliance and governance.
What role does D.L.&F. De Saram play in fintech and digital banking?
We advise on fintech transactions, regulatory compliance, and the legal aspects of digital banking innovations, helping clients stay ahead of evolving industry trends.
Contact Us
Whether you are a bank, financial institution, or corporate borrower, D.L.&F. De Saram offers clear, strategic guidance for your financial transactions. Contact Us today to secure expert legal support in Sri Lanka’s banking and finance sector.
Awards & Recognition
"White & Case has an expert asset finance team advising numerous
international clients. Its established presence in the European and North
American asset finance space is complemented by a growing strength in Asia"
Chambers Global 2021
"They know aviation finance inside and out, they're very responsive and they
provide good client service," - client feedback
Chambers Global 2021
Top 5 Aviation Law Firms Globally
AirFinance Journal Legal Survey 2018, 2019, 2022, 2021
